Talk to 123CountyHVAC About HVAC Financing in New York
Financing Your New HVAC System with a Finance Company
Installing a new HVAC system in your home or office is often an unexpected expense. Don’t allow the financial aspect of this investment to create undue stress for you and your family. 123CountyHVAC offers flexible HVAC financing options in New York so that everyone can afford HVAC installation or replacement. Whether you’re looking for a short-window or long-term solution, we encourage you to call our service finance company today. 123CountyHVAC also accepts several forms of payment for our services, including checks, cash, and most major credit cards. You can contact us with any questions or concerns you may have about HVAC financing. We’ll gladly explain what options are available to you!

Apply Today for Our 12-Month Payment Plan or 7-Year Loan
At 123CountyHVAC, we currently offer a 12-month deferred interest and payment plan to applicants who qualify. If you pay off the amount you owe before the 12-month period ends, you pay zero interest. We also have a seven-year loan available at 7.99% APR (annual percentage rate). Please contact us today to apply for instant HVAC financing and receive an immediate decision. Going forward, we also make it convenient for our residential and commercial customers to make payments online.
Curious About Average HVAC System and Replacement Costs?
The average cost to replace an HVAC system is dependent on several factors, including the size of your building, the length of your ductwork, the brand and efficiency rating you select for your new HVAC system, and any additional upgrades. Average HVAC system installation costs range from $5,000-$9,000. It’s usually less expensive to change-out or replaces an existing HVAC system than to install a brand-new one that involves the installation of HVAC equipment and ductwork because less labor and time are required. Labor costs and the amount of time needed to complete the installation will vary on its complexity. For example, an HVAC installation in which our HVAC technicians have to work in a confined crawlspace or attic may require extra safety precautions and time.
Ductwork can increase your HVAC installation costs by as much as $2,000-$3,000 for the additional labor while adding a zoning system, humidifier, smart thermostat, variable-speed fans, or purification system can add as much as $2,000-$4,000. Although it may cost more upfront, you should consider replacing your ductwork at the same time as your HVAC system because your ductwork accumulates dust and other harmful allergens over time. You could end up saving yourself a headache in the form of duct leaks and skyrocketing energy bills by replacing your ductwork now. Generally speaking, it’s also cheaper to install a residential HVAC unit than a commercial one due to the material and labor costs.
Contact 123CountyHVAC to Request a Free In-Home Consultation
Don’t wait until extreme outdoor temperatures make living without heat or air conditioning unbearable. Get an effective and energy-efficient HVAC system installed in your home or business today and enjoy dependable heating and cooling year-round for your continued comfort. Give us a call today to discuss your indoor climate needs and take advantage of our free in-home consultations to determine the HVAC equipment that best suits your space. Thanks to over two decades of local expertise, we can also advise you if any zoning permits are required for HVAC installation in the Verplanck and metro New York areas.